Terms of Service

1. Acceptance of Terms

By accessing and using OnTop Portfolio, you accept and agree to be bound by the terms and provision of this agreement.

2. Use License

Permission is granted to temporarily use OnTop Portfolio for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials
• use the materials for any commercial purpose or for any public display
• attempt to decompile or reverse engineer any software contained on OnTop Portfolio
• remove any copyright or other proprietary notations from the materials

3. User Responsibilities

As a user of OnTop Portfolio, you agree to:

• Provide accurate and complete information when creating your account
• Maintain the security of your account credentials
• Use the service in compliance with applicable laws and regulations
• Not engage in any activity that disrupts or interferes with the service

4. Payment Terms

Subscription fees are billed in advance on a recurring basis. You agree to pay all charges associated with your account. Failure to pay may result in suspension or termination of your account.

5. Refund Policy

Refunds are provided in accordance with our refund policy. Generally, we offer a 30-day money-back guarantee for new subscriptions. Refunds for other circumstances will be considered on a case-by-case basis.

6. Service Availability

While we strive to provide continuous service, we do not guarantee that OnTop Portfolio will be available at all times. We reserve the right to modify or discontinue the service with reasonable notice.

7. Limitation of Liability

In no event shall OnTop Portfolio or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use OnTop Portfolio.

8. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

9. Governing Law

These Terms shall be interpreted and governed by the laws of England and Wales.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at our support email or through the contact form on our website.