Feature
Stay ahead of fixed-rate end dates before they start costing you money
OnTop helps landlords keep mortgage fixed-rate dates visible across a portfolio, so refinancing decisions are made early instead of after a rate has already rolled off.
Feature
OnTop helps landlords keep mortgage fixed-rate dates visible across a portfolio, so refinancing decisions are made early instead of after a rate has already rolled off.
See fixed-rate end dates across your portfolio in one place
Spot refinancing deadlines early instead of reacting late
Reduce the risk of drifting onto a more expensive variable rate
Keep mortgage dates alongside compliance and rent review tracking
Fixed-rate expiry dates are easy to miss when they are buried in old mortgage paperwork
A landlord can lose money quickly if a deal ends and nothing has been lined up in advance
Managing several properties makes it harder to know which remortgage date is coming next
Record mortgage start and end dates against each property
Use portfolio views to see which deals are current, which are approaching expiry, and which need attention next
Keep mortgage admin tied to the same property record as certificates and rent reviews
Use the visibility to start remortgage conversations before time pressure takes over
OnTop helps landlords stay ahead of fixed-rate deadlines before a missed date turns into a more expensive mortgage.
Useful pages and articles that support this feature.
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Portfolio-level visibility so dates and priorities are not hidden in separate tools.
Operational workflow that helps turn reminders into actual planned action.
Reminder-led visibility so landlords can act earlier instead of reacting late.
Most landlords should review rent at least once a year. Here is why regular reviews matter, even when you decide not to increase rent.
Read more →Rent reviews are not just about annual increases. They can also support remortgage affordability, capital release, and stronger portfolio performance.
Read more →We’ve added property CSV export to Bulk Import/Export and removed the certificate reference field to simplify certificate management.
Read more →