Nov. 6, 2025
The Bank of England has opted to keep the UK base interest rate steady at 4 percent following its latest monetary policy meeting. This decision reflects a cautious approach as inflation continues to cool, though price growth remains slightly above the central bank’s 2 percent target.
Analysts had been divided on whether a small cut might come before the end of the year, but policymakers appear keen to gather more evidence that inflation pressures have genuinely eased. The rate has now been unchanged for several months, offering some stability for mortgage holders and small businesses after a volatile two-year period.
Economists note that wage growth and energy costs remain key factors influencing future moves. Should inflation continue trending down, a gradual easing cycle could begin in early 2026.